Fw: Impulsive spending can derail your finances

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From: "Jim Yih" <jim@retirehappy.ca>

Sender: tom_126033@getresponse.com

Date: Tue, 6 May 2014 21:05:09 +0000

To: Bob Sefcik<mainandwall@yahoo.com>

ReplyTo: jim@retirehappy.ca

Subject: Impulsive spending can derail your finances

Impulsive spending can derail your finances Sarah Milton "When you dance, your purpose is not to get to a certain place on the floor. It's to enjoy each step along the way." – Wayne Dyer We live in a society that not only provides us with a myriad of opportunities to spend but which also gives us an abundance of ways to spend [...] Impulsive… Read more » What are you saving money for? Jim Yih Saving money is such a critical component of financial success. Unfortunately, Canadians have not been good savers for a long time. Not only has the savings rate been on the decline since it peaked in 1982 at over 20%, but it's been below 5% since the late 1990s. Related article: 5 reasons… Read more » Disability insurance: Insuring the Money Machine Meagan Balaneski I hate columns that sound pushy or salesy. Like the Aesop fable about the wind and the sun, I genuinely believe that appealing to someone's sense of pride will get you miles farther than shaming them into doing what you want. And yet here I go… I'm not sure when it started, but somewhere… Read more » How Do You Define Success? Sarah Milton "You are who you believe yourself to be." – Paulo Coelho "What's in a name?" asks Juliet during the iconic balcony scene from Romeo and Juliet. I've had plenty of opportunity to ponder that same question over the past few months as I've moved through the process of finalizing my divorce… Read more » How to save for retirement Jim Yih Retirement is supposed to be the best years of your life. Some call it the "golden years." It can only be golden if you have enough money! The cold, hard reality is most people need to save for retirement. Government benefits like Canada Pension Plan (CPP) and Old Age Security (OAS) are… Read more »

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Fw: Middle-Class Retirement 'Under Siege'

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From: ThinkAdvisor Retirement Report <admin@enews.sbmedianews.com>

Date: Tue, 6 May 2014 11:31:29 -0400

To: <mainandwall@hotmail.com>

ReplyTo: admin@enews.sbmedianews.com

Subject: Middle-Class Retirement 'Under Siege'

View this in your browser   The Lead May 6, 2014 Middle-Class Retirement ‘Under Siege’: IMCA 2014 The middle class is burdened by unemployment, debt and a sluggish housing market, Marcia Wagner, of the Wagner Law Group, said at the IMCA conference. Read more Featured News IRA Rollovers Up 7% in 2012, Keep On Rising: Cerulli In 2013, Cerulli estimates, rollover contributions grew another 11%. Read more Applying Behavioral Analytics to Fund Managers Most financial advisors and individual investors judge the worth of investment vehicles solely by their performance, but there's more to the story. Read more Funded Ratio of U.S. Pension Plans Eroded Further in April Mercer reported Monday that the funding levels of pension plans sponsored by S&P 1500 companies fell by 1% in April to 84%. Read more Couples Share the Checkbook, but Men Rule the Portfolio While most couples share major financial decisions, men are still more likely to be in charge of investing, a UBS survey found. Read more Featured Commentary Modified Endowment Contracts’ Role in Estate, Post-Retirement Planning By Robert Bloink, William H. Byrnes Don’t dismiss modified endowment contracts (MECs), despite their tax consequences, for the role they can play in estate and post-retirement health care planning. Read more     Connect with us More eNewsletters Get the best of ThinkAdvisor, from proven market updates and news, the best in portfolio construction, wealth management, and retirement plans. Check out the ThinkAdvisor eNewsletters now Think Community Join ThinkAdvisor for free today.     You have received this email at mainandwall@hotmail.com. Click here to unsubscribe from Retirement Report. Privacy Policy | Advertise | eNewsletters | Magazines   Summit Professional Networks 5081 Olympic Boulevard Erlanger, KY 41018 1-800-543-0874

Fw: "Speculation" Strategies [Video + Bonus]

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From: "ToTheTick.com" <tothetick@reply.bronto.com>

Date: Tue, 06 May 2014 11:00:00 -0400

To: <mainandwall@gmail.com>

ReplyTo: "ToTheTick.com" <8788bdd62q6v5ean569a4fqjt8c00o8v@reply.bronto.com>

Subject: "Speculation" Strategies [Video + Bonus]

Speculation Strategies [Video + Bonus] Speculator or Gambler...  Which one of the these represents you as a trader? A gambler simply rolls the dice and hopes for the best while a speculator actually has a plan and focuses on probabilities to hopefully come out ahead at the end of the day. Chris V. has decided to put together a 3 part video series detailing his approach to the markets and it is available to our members for a limited time at the link below. Access the Videos Here *After watching video 1, you will receive access to a bonus video on a "Gambling" stock so you can have the best of both the gambling and speculating world During the Intro Video and Bonus Video You Will Learn: Why Chris V Focuses on these Setups The Ultimate Trading Vehicle from Chris A "Gambling" Setup for "Speculators" (part of bonus video) Tap Here to Access the Video Series P.S.  Thanks for being awesome and reading our emails :) -----------------------------------------------------------------------------------------------------------  Risk Disclaimer:  Trading is risky and only risk capital should be used.  Past Performance is not indicative of future results.

 

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