Fw: Impulsive spending can derail your finances

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From: "Jim Yih" <jim@retirehappy.ca>

Sender: tom_126033@getresponse.com

Date: Tue, 6 May 2014 21:05:09 +0000

To: Bob Sefcik<mainandwall@yahoo.com>

ReplyTo: jim@retirehappy.ca

Subject: Impulsive spending can derail your finances

Impulsive spending can derail your finances Sarah Milton "When you dance, your purpose is not to get to a certain place on the floor. It's to enjoy each step along the way." – Wayne Dyer We live in a society that not only provides us with a myriad of opportunities to spend but which also gives us an abundance of ways to spend [...] Impulsive… Read more » What are you saving money for? Jim Yih Saving money is such a critical component of financial success. Unfortunately, Canadians have not been good savers for a long time. Not only has the savings rate been on the decline since it peaked in 1982 at over 20%, but it's been below 5% since the late 1990s. Related article: 5 reasons… Read more » Disability insurance: Insuring the Money Machine Meagan Balaneski I hate columns that sound pushy or salesy. Like the Aesop fable about the wind and the sun, I genuinely believe that appealing to someone's sense of pride will get you miles farther than shaming them into doing what you want. And yet here I go… I'm not sure when it started, but somewhere… Read more » How Do You Define Success? Sarah Milton "You are who you believe yourself to be." – Paulo Coelho "What's in a name?" asks Juliet during the iconic balcony scene from Romeo and Juliet. I've had plenty of opportunity to ponder that same question over the past few months as I've moved through the process of finalizing my divorce… Read more » How to save for retirement Jim Yih Retirement is supposed to be the best years of your life. Some call it the "golden years." It can only be golden if you have enough money! The cold, hard reality is most people need to save for retirement. Government benefits like Canada Pension Plan (CPP) and Old Age Security (OAS) are… Read more »

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